Auto-enrolment is a workplace pension that employers are legally required to enrol you in.
The government introduced auto-enrolment in 2012 because too many people weren’t putting enough away for their retirement.
If you work in the UK, you’re over 22 and earning over a certain amount, your company now has no choice but to enrol you into a workplace pension scheme, otherwise it could be fined.
Once enrolled in the scheme you and your employer will contribute a certain percentage of your wage each month into your pension.
You can opt out but you have only one month after being automatically enrolled to leave the scheme. However, employers are required to reapply the auto-enrolment every three years – which means that if you are determined not to have a workplace pension you will have to actively opt out once every three years.