C

Central bank

Behind every great currency, monetary, or credit system, there is a central bank maintaining order and masterminding the whole operation... or at least attempting to. While many central banks are technically considered independent or private, their privileges are established and protected by law ...

Commodities

A commodity is a basic good, and while the term "basic" has taken on some negative meaning in recent years, don't get commodities twisted; they have nothing to do with Pumpkin Spice Lattes, Uggs or Sex and the City marathons. Because little to no extra value is added to these goods (like gold, wheat, or natural gas) in their production, commodities of similar type and quality must meet specified minimum standards (basis grade) to be sold for a standard price ...

Compound interest

Big Sean, Drake and Kanye taught us about #blessings on #blessings on #blessings, but the world might be better off if their song had taught us about compound interest, which earns #interest on #interest on #interest and can rapidly multiply the returns on your investments ...

Credit rating

Credit ratings, which are typically expressed in letter grades, apply to businesses and governments and can dramatically affect their cost of borrowing when they issue bonds. They are dished out by agencies such as Standard & Poor's and the aptly named Moody's ...

Crowdfunding

This is where a large number of people fund a company, often a start-up, through an online platform. Equity crowdfunding is where people invest in exchange for a share in the business (equity). The value of your shares could go up if the venture is successful or down if it is not. Investing in start-ups is particularly risky.