Who would have thought finance could be this interesting? Honestly - listen to these podcasts.
Some of the most colourful characters in money media bring it all to life. Remember, knowledge is money. Or is it time?
Nearly 10 million workers have been enrolled in auto-enrolment pension schemes, according to figures from the Department for Work and Pensions. The government is preparing to raise the minimum contribution from 5% to 8% in April, so it’s a good time to get to grips with how it works.
We launched MoneyLens in May 2018 to help other millennials understand their money and embark on the road to becoming better at managing it. And it seems we’re on the right track, because tens of thousands of people have read pieces where we’ve shared our own experiences or provided information in a jargon-free way.
If 2019 is going to be the year you finally start investing, what key factors do you need to consider?
In this article I’ve outlined my four steps towards setting investment goals for 2019, or as I’ve coined them: the “TART” of my future investment portfolio.
You could be forgiven for thinking pension saving is tomorrow’s problem. And when you’re reminded of the need to save long-term, you might also be wondering if proper grown-ups have stood back long enough to notice that house prices are through the roof, while your salary is stuck in the basement. The answer is always simply to start – whether big or small.
If you are an employee in the UK then the chances are you are an investor already – because you probably have a company pension. Auto-enrolment has meant that more and more workers have some pension savings invested – and the amounts contributed each month by both employee and employer went up at the start of the tax year, on 6 April.
If you strip away the jargon, investing is not as hard as it sounds, and there are lots of ways to start.
But bear in mind, this is just an introduction. You'll need to do your research or take financial advice before parting with any of your cash!