Don’t fall into the flash sale traps: Three things you should know about Black Friday, Cyber Monday and other retail events

You might have already secured a bargain gadget in the Black Friday sales this week. And if it’s something you really wanted (or needed), and you’re happy with the price you paid, then fine.

But as the sales go into the weekend and Cyber Monday, it pays to be wary of these flash retail events, for three very good reasons.

Investment funds: the pros, the cons, the basics

So, you’ve got some spare cash and you want to invest it for the long-term. Financial markets, and mostly the stock market, are the first place you look, right?

With its booms and busts you can make money, but you can lose money.

For some, it’s so daunting that they don’t bother, leaving the money under the mattress/in savings account. That might be the right answer if you’re not comfortable taking risks.