Why we launched MoneyLens, our jargon-free money website
There's been a lot of chat about why younger generations don't engage with their finances more. As "millennials" working in the financial services industry, it is something that people have often asked us directly.
It always makes me laugh when this happens - by virtue of our age we have apparently been appointed as spokespeople for an entire generation!
But then we had an idea. A group of us decided to get together to try to actually answer the question. We didn't really know what was going to come of it to begin with; we had just set out to share our experiences with each other. In our first meeting, we started throwing some suggestions around... Is finance just too boring? Maybe a little bit. Is there a lack of trust in financial services companies? Probably to some degree. Do millennials even have any money? Actually, more than you'd think.
But most of all, we kept coming back to the same thing - when it comes to investing, people just don't know where to start...
With that as our starting point, we went out and asked people from all backgrounds what they knew about investing and why they weren't doing it more. Their responses confirmed our suspicions - the world of finance can appear more confusing than a murder mystery podcast, with banks and investment companies seemingly speaking their own language. And when you've only got a limited amount to play with, you can't really blame people for not wanting to spend hours decoding financial jargon.
I must admit it took me a few years of working in the industry to realise that it actually doesn't need to be that complicated. But if it took me that long, how were we ever going to convince anyone else that managing your money can be fun. And if not fun, at least it could help you get somewhere fun. #holidayfundanyone?
But people do want to learn. Research by our employer, Schroders, in 2016 found 94% of millennials were keen to learn more about becoming better investors, compared to 85% for older generations.
We're on a mission to use a little financial focus and tell it like it is. We want to help you understand how it could be possible to save a bit more and make those savings work harder for you so that you can get where you're going quicker.
We've got more than 30 writers from all over the company - everything from investment specialists to innovation experts - putting together tips, tricks and ideas on how you can take charge of your own financial future. You can see a snapshot of who is involved here.
From money app reviews to articles explaining more daunting-sounding topics, from navigating the Isa maze to pension auto-enrolment there should be something interesting for you. We also have our own jargon-buster.
And it's not just for millennials. One of the things we realised along the way is that simple, straightforward (and hopefully entertaining) information about investing has a fairly universal appeal.